Following is a brief summary of the benefit programs offered to eligible associates at United Stationers. All benefits may not be available to all associates at all locations.

Health Care Coverage
United Stationers offers comprehensive Medical and Dental Benefits for all eligible associates and their eligible dependents. Coverage begins after 30 days of continuous employment. The available plan options may include an HMO and PPO.

Medical and Dependent Care Reimbursement Accounts
Eligible associates may elect to designate a portion of their income to these reimbursement accounts. These accounts allow participants to save dollars on qualified medical and dependent child or elder care expenses by paying for them with pre-tax dollars.

Life Insurance/Accidental Death and Dismemberment
The Company provides associates with life insurance, as well as accidental death and dismemberment insurance, at no cost to the associate.

Dependent Life Insurance
Life insurance policies are provided to eligible spouses and dependents of United Stationers' associates at no cost to the associate.

401(k) Savings Plan
The United Stationers 401(k) Savings Plan's main features are:

• Participation after six months of continuous service.
• Twelve investment options from Fidelity Management Trust Company.
• Company matching contributions equal 50% of Before-Tax contributions, up to 6% of base salary.
• Before-Tax associate contributions up to 25% of salary (subject to certain IRS limits).
• After-Tax associate contributions up to 10% of salary (subject to certain IRS limits).
• Catch-up contributions up to 10% of salary (subject to certain IRS limits).

Pension Plan
United Stationers offers a Pension Plan to all of its non-union associates who are at least 21 years of age and who have completed one year of service. A normal retirement pension is equal to 1% of annual compensation for each year of service, to a maximum of 40 years of service. Benefits in this plan vest in full after five full years of service.

Tuition Reimbursement
Associates who have completed six months of service may be eligible for education reimbursement assistance for work-related courses.

Associate Purchases
Associates may purchase, at Company cost, any regular stock item that the Company carries, provided the item is for their personal use or for that of their immediate family. The associate is eligible after 30 days of continuous service, and all purchases will be paid for by automatic payroll deduction, or personal check as permitted by state law

Holidays/Vacation
The Company provides time off for relaxation and recreation, based on length of service. These days come in the form of holidays, vacation and/or personal days.

Employee Assistance Program (EAP)
United Stationers offers an EAP to its associates free of charge. Through this confidential service, associates and their immediate family members can obtain professional short-term counseling, referrals and/or reference materials to assist them with a wide range of personal or family situations.